Check your 2026 ACA subsidy cliff
Four questions, about two minutes. We'll show whether your expected income crosses the 400% federal-poverty line — and the legal moves that can pull you back under it.
Expected 2026 income (MAGI)—
400% FPL line · household of ——
Result—
$0
Moves that could keep you under the line
Estimates for education, not tax or investment advice. Exact premiums and subsidy amounts depend on your county, age, and plan — confirm before you file or enroll. See our methodology.
Not sure which move fits your situation?
A licensed broker can price your 2026 plans and the strategy options — free, no obligation.
Talk to a licensed broker about your options →Save your result & get an Open Enrollment reminder
Open Enrollment for 2027 coverage starts Nov 1. Drop your email and we'll send your saved result plus a reminder before the deadline. No spam.